Turn on the news and all you hear about is two things: Covid 19 and the economy. I’m no doctor, so you will never hear advice from me about your physical health. That said, your financial health is absolutely what I’m all about. This issue, let’s talk about some key...
Casey McClurkin


How to prioritize bills and spending during times of financial insecurity
Ladies and gentlemen: it’s official. We have reached the most unpredictable moment of our lives. Because of the COVID crisis, our economy —be it city, state, country, and the entire world—is facing unprecedented insecurity. I don’t need to go into details; you read...

Your Worth is Greater than your Net Worth
This is the final installment in a series about financial recovery Well folks, this is it. The final article in the financial recovery primer. This is when we talk about the big picture: Net Worth. You may have heard the term net worth and you may wonder what it...

Your savings rate amount is entirely up to you
We covered different strategies for debt reduction last time – and there’s almost nothing I’d rather teach people about. But this installment is where the rubber hits the road as I discuss savings! Let’s start with the term “savings rate.” That’s how much of the money...

Credit Card Debt
Welcome back to the second article in this series about your financial health and wellness. Last time we talked all about credit scores. We covered what a credit score is, why it is important and how to improve your credit score. In this article, you will learn about...

A debt-reduction primer: getting rid of credit-card debt
You’ve done a great job in recovery, prioritizing yourself to be a healthier human – and that’s commendable – it’s no easy task getting and staying sober. Now let’s talk about financial recovery. Spending, like drinking and drugging, eating, gambling, and other...

Part 3: A Look at a Critical Equation
This is the third installment of our series on financial health and wellness. Last month, we talked about a ratio that can affect your credit score – the credit utilization ratio. About 30% of your credit score is comprised of your credit usage. As you continue to...

Credit Card Debt & Financial Health
Hello, readers! Welcome back to the second article in this series about your financial health and wellness. Last time we talked all about credit scores. We covered what a credit score is, why it is important and how to improve your credit score. In this article, you...

Know Your Credit Score
Know Your Credit Score As Your First Step In Financial When considering your health and wellness, you might think of your diet, exercise, work- related stress, sleep patterns, etc. But do you ever stop to consider your financial health and wellness? A lot of people do...

Doing Right With Past Due Bills
Casey McClurkin